We've Created
PaymentClub
for YOU!

PaymentClub is dedicated to providing the lowest pricing while providing you with software like invoicing, recurring billing, and ACH payments.

Join The Club

Modern consumers join clubs that provide value to them and satisfy their everyday needs. People join clubs such as Costco, Razer Club, and Amazon Prime for example. As a business owner, why not join a club that satisfies your payment needs?

Banking Services

The Power of Banking Services, Payments, and Cash Flow in
One Place!
Control your business from anywhere in the world!

ClubZero

You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO!

ClubPOS

Over 1,000+ features at your fingertips, our POS solution will be the ONLY solution you need to move your business forward!

See How Much You Can Save

Use the calculator below to determine your potential savings on an annual basis.

Annual Credit Card Processing Volume

$250,000

$7500/yr.

Potential Annual Savings with PaymentClub

Start saving towards your company success with credit
card processing fees off your list.

*Individual Interchange Rates for Visa | Mastercard | Discover | American Express Included in the monthly price above.
*Calculation is based on annual credit card processing volume multiplied by 3%

Why Choose

Easy Signup Process,
No Credit Check Required

$0 Fees
Financial Account

Free, Instant Transfers To External Accounts

Pay Your Bills Using Your
Account & Routing Numbers

Spend Your Money Instantly With Your Banking Services Debit Card

Apply For A Loan And Repay It Through Your Sales

What’s In It for
The Business Owners?

Up to 1%

Cash Back

Up to 1% Cash Back

Earn 1% Cash Back on your Banking Services card spend.

We Match 1%

Of Your Initial $100,000 Deposits

We Match 1% Of Your Initial $100,000 Deposits

We match 1% of your total deposits up to $100,000 in the first 90 days of opening the account.

Up To 2%

Credit on Balance

Up To 2% Credit on Balance

2% Earn Credit on your monthly average balance accrued monthly.

Same Day

Access to
Your Funds

Same Day Access to Your Funds

Same Day Access to Your Funds Same-day funding allows a merchant to access the funds from their recent credit card transactions on the same day they close their batch.

Mastercard

Easy Savings
Program

MasterCard Easy Savings Program

Use your Banking Services card on qualified purchases at any participating merchant, and your rebates will be automatically applied to your account. For more information, visit this link: www.mastercardeasysavings.com

$200

Cell Phone
Statement Credit

$200 Cell Phone Statement Credit

Get a $200/year statement credit on your cell phone bill. The minimum requirements are a $750,000 annual processing volume or Cash Discount/Surcharge Merchants of $35,000 per month or more.

$200

Transportation
Credit Get

$200 Transportation Credit Get

Get a $200/year statement credit for transportation such as Uber, Lyft, etc ($17/mo max) and a $120 statement credit for EV charging stations ($10/mo max). Minimum requirements are a $250,000 annual processing volume or cash discount/surcharge merchant processing of $10,000 per month.

Mastercard

Easy Savings
Program

MasterCard Easy Savings Program

Use your Banking Services card on qualified purchases at any participating merchant, and your rebates will be automatically applied to your account. For more information, visit this link: www.mastercardeasysavings.com

What’s In It for
The Business Owners?

Up to 1%

Cash Back

Up to 1% Cash Back

Earn 1% Cash Back on your Banking Services card spend.

We Match 1%

Of Your Initial $100,000 Deposits

We Match 1% Of Your Initial $100,000 Deposits

We match 1% of your total deposits up to $100,000 in the first 90 days of opening the account.

Up To 2%

Credit on Balance

Up To 2% Credit on Balance

2% Earn Credit on your monthly average balance accrued monthly.

Same Day

Access to
Your Funds

Same Day Access to Your Funds

Earn 1% Cash Back on your Banking Services card spend.

$200

Cell Phone
Statement Credit

$200 Cell Phone Statement Credit

Get a $200/year statement credit on your cell phone bill. The minimum requirements are a $750,000 annual processing volume or Cash Discount/Surcharge Merchants of $35,000 per month or more.

$200

Transportation
Credit Get

$200 Transportation Credit Get

Get a $200/year statement credit for transportation such as Uber, Lyft, etc ($17/mo max) and a $120 statement credit for EV charging stations ($10/mo max). Minimum requirements are a $250,000 annual processing volume or cash discount/surcharge merchant processing of $10,000 per month.

Mastercard

Easy Savings
Program

Up To 2% Credit on Balance

2% Earn Credit on your monthly average balance accrued monthly.

$200

Transportation
Credit Get

$200 Transportation Credit Get

Get a $200/year statement credit for transportation such as Uber, Lyft, etc ($17/mo max) and a $120 statement credit for EV charging stations ($10/mo max). Minimum requirements are a $250,000 annual processing volume or cash discount/surcharge merchant processing of $10,000 per month.

Up to 1%

Cash Back

We Match 1%

Of Your Initial $100,000 Deposits

Up To 2%

Credit on Balance

Same Day

Access to
Your Funds

Up to 3%

Cash Back

We Match 1%

Of Your Initial $100,000 Deposits

Up To 2.50%

Rate Of Return On Your Balance

Same Day

Access to
Your Funds

Access to Your Funds

$200

Transportation Credit Get

$200

Cell Phone
Statement Credit

Mastercard

Easy Savings Program

$200

Cell Phone
Statement Credit

$200

Transportation Credit Get

Mastercard

Easy Savings Program

The Best Terminal You’ll Need…

Purpose built from the ground up with you and your customers' security and privacy as
a priority. PaymentClub's array of Smart Terminals meet the highest PCI and EMV
requirements and come with 24/7 fraud and tamper detection.

Why Choose

Why Choose

Real-Time
Business Insights

The Poynt HQ app gives you access to transactions, trends, insights.

Customer information on both your smartphone and your computer.

You can pinpoint loyal customers, optimize inventory, and easily search, manage, and export sales data.

Customer
Facing Touchscreen

Signature capture

PCI-certified PIN entry

Private tip-management

Consumer messaging (including video)

Canvas for consumer engagement

Affordable

Arrives ready to go with a built-in payment terminal, register, scanner, printer, and optional external printer, and more.

Works seamlessly with the equipment you already own.

Replace your outdated card reader terminal with the ClubPOS system that won't break the bank.

We Change The Way You Get Paid

With recent law changes and the advancement of our proprietary software, your business can
accept credit cards at ZERO Processing cost to the merchant.

With recent law changes and the advancement of our proprietary software, your business can accept credit cards at ZERO Processing cost to the merchant.

Cash Discount

The PaymentClub Cash Discount Program is a way for you the merchant to offset your merchant service fees without increasing your sale price.

Credit Surcharge

A surcharge is an additional fee that a merchant adds to a consumer’s bill when he or she uses a credit card for payment.

Dual Pricing

Dual Pricing on payment terminals allows merchants to transparently offer different transaction amounts to consumers paying with cash versus cards.

We Change The Way
You Get Paid

introduces our

0% Processing Program!

Traditional Processing

Credit/Debit Card

Payment Terminal

Charges 2.7%-3.5% processing fee.

Customer

Pays no fee. Gets rewards points.

Merchant

Receives 96% of sale amount

Credit/Debit Card

Payment Terminal

Auto-calculates 3.00% fee

Customer

Pays small fee. Still gets rewards points.

Merchant

Receives 100% of sale amount

The Perfect Solution For
Restaurant & Retail...

and everything in between.

Retail

Restaurants

Bars

Online

Cafe

Ice Cream

Salons

Smoke Shops

Ready to
Join The Club?

Modern consumers join clubs that provide value to them and satisfy their everyday needs. People join clubs such as Costco, Razer Club, and Amazon Prime for example.

Fill Out The Form

PaymentClub Recent Blog

Catch up on all the latest payment processor news and insights surrounding Fintech,
payments, and business solutions.

Catch up on all the latest payment processor news and insights surrounding Fintech, payments, and business solutions.

How to Fast-Track Your PPP Loan Application with PaymentClub + Womply

Payment Protection Program (PPP) Loans have helped businesses across the country keep their doors open and their employees on board during the COVID-19 pandemic. PaymentClub is proud to introduce a partnership Womply to facilitate and expedite PPP loan applications. Read on to learn more about how the program works, and how you can apply today.

Someone You Can Count On

From entry-level to co-founder, PaymentClub executive Anthony Kutscher tells how he took his career to the top

Why Your Small Business Might Need High-Risk Payment Processing

If your merchant account application has been denied, don’t panic. First, you’re not alone, and it’s not as uncommon as you might think. Your business may just need high-risk payment processing. Today we’re breaking down the basics of high-risk payment processing, why it exists, and how to choose the right high-risk payment processor.

Ready to
Join The Club?

3363 NE 163rd Street, STE 705 North Miami Beach, FL 33160

Monday-Friday 9am-6pm EST Sat/Sun/Holidays CLOSED

1-866-333-CLUB (2582)

© 2023 PaymentClub

PaymentClub is a registered ISO of Wells Fargo Bank, N.A., Concord, CA. PaymentClub is a registered ISO of Esquire Bank N.A., Jericho, NY. PaymentClub is a registered ISO of Evolve Bank & Trust, 6070 200, Memphis, TN. PaymentClub partners with Netevia to offer banking services. PaymentClub is not a bank. Netevia is not a bank. Banking Services provided by Sutton Bank, Member FDIC. Should the member bank holding your balance fail, you are insured up to $250,000 of your money in the account. PaymentClub, ClubPOS, ClubZero, BNK, CryptoClub, PaymentClub logos, and other PaymentClub designs are trademarks and/or pending in the U.S., Canada, and certain other countries.

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