Yes! Our Cash Discount Program is available in all 50 states. The program is not a surcharge program. Instead, the Cash Discount Program implements a small price increase for all customers while offering them a discount when they pay with cash. Our proprietary technology allows this to happen seamlessly and keeps you within the guidelines of Visa, Mastercard, and processor regulations.

The answer to this question depends on some factors. Most merchants that are face to face will qualify for next day funding. Even on Mondays. We also provide same day funding. As an example for restaurants that accept payments for lunch get paid by dinner on the same day.

Competing against other small businesses is one thing, but we offer tools to build you up against the big boys as well.
PaymentClub helps you build your brand by offering services beyond payment processing such as gift and loyalty card programs and custom options such as web hosting and design.

With our integration solution, connect all of your third party delivery services directly into your POS such as Doordash, UberEats and Postmates, and more, directly to a restaurant’s Point Of Sale (POS) and kitchen printer!

No, you do not. We will set all of this up for you.

There are lots of options in POS terminals. The type of terminal you select depends mainly upon the payments options you want to accept, as well as where and how you need to accept those payments. If you will only be accepting payments from a physical location, a countertop model may be the best option. If you accept payments offsite, such as trade shows, festivals or farmers’ markets, a mobile POS system may be the way to go. For phone payments, you may want to discuss a virtual terminal.

The type of point of sale you select depends mainly upon the payment options you want to accept, as well as where and how you need to accept those payments. If you will only be accepting payments from a physical location, a countertop model may be the best option. If you accept payments offsite, such as trade shows, festivals or farmers’ markets, a mobile POS system may be the way to go. For phone payments, you may want to discuss a virtual terminal.

It is almost impossible to pry people away from their smartphones! To stay competitive, it’s important to have equipment that accepts virtual payments, such as Apple Pay or Google Pay. When you partner with PaymentClub, you’ll be ready to accept virtually any payment type, as all our terminals are equipped to handle NFC and EMV payments.

YES! Anyone who accepts credit card payments needs to comply with PCI-DSS rules.

You do not necessarily need to have a business license if you can provide a different acceptable documentation item that is required. These items vary depending upon the level of risk associated with your business.