Interchange-Plus Pricing

SWIPING IN PERSON

0.2%

$0.10 per transaction | $10 per month

GET YOUR ACTUAL MONTHLY COST

CREDIT CARDS NOT PRESENT

0.4%

$0.20 per transaction | $20 per month

PaymentClub Pricing Plans

PaymentClub is dedicated to providng the lowest pricing while providing you with software like Invoicing, Recurring Billing, ACH payments, and a Payments Page. Easy plugins connect to POS systems, Shopping Carts, Quickbooks and the card reader of your choice. Your first month with PaymentClub is FREE. No risk, no upfront fees, and no cancelation fees.

See Pricing

Calculate Your Monthly Costs

*Total Monthly Charges Including Card Brand Fees

$20.95

* Individual Interchange Rates for Visa | Mastercard | Discover | American Express Included in the monthly price above

FAQs

Can my company offer the Cash Discount (CLUB ZERO) Program?

Yes! Our Cash Discount Program is available in all 50 states. The program is not a surcharge program. Instead, the Cash Discount Program implements a small price increase for all customers while offering them a discount when they pay with cash. Our proprietary technology allows this to happen seamlessly and keeps you within the guidelines of Visa, Mastercard, and processor regulations.

When will I receive funds in my bank account from the credit card transactions?

The answer to this question depends on some factors. Most merchants that are face to face will qualify for next day funding. Even on Mondays. We also provide same day funding. As an example for restaurants that accept payments for lunch get paid by dinner on the same day.

How can you help me compete with big companies?

Competing against other small businesses is one thing, but we offer tools to build you up against the big boys as well.
PaymentClub helps you build your brand by offering services beyond payment processing such as gift and loyalty card programs and custom options such as web hosting and design.

Can I have all third-party food delivery services in one place?

With our integration solution, connect all of your third party delivery services directly into your POS such as Doordash, UberEats and Postmates, and more, directly to a restaurant’s Point Of Sale (POS) and kitchen printer!

Do I need to have an American Express or Discover account before I apply?

No, you do not. We will set all of this up for you.

What type of POS terminal do I need?

There are lots of options in POS terminals. The type of terminal you select depends mainly upon the payments options you want to accept, as well as where and how you need to accept those payments. If you will only be accepting payments from a physical location, a countertop model may be the best option. If you accept payments offsite, such as trade shows, festivals or farmers’ markets, a mobile POS system may be the way to go. For phone payments, you may want to discuss a virtual terminal.

What type of Point Of Sale do I need?

The type of point of sale you select depends mainly upon the payment options you want to accept, as well as where and how you need to accept those payments. If you will only be accepting payments from a physical location, a countertop model may be the best option. If you accept payments offsite, such as trade shows, festivals or farmers’ markets, a mobile POS system may be the way to go. For phone payments, you may want to discuss a virtual terminal.

Can I accept Apple Pay and all other contactless payments?

It is almost impossible to pry people away from their smartphones! To stay competitive, it’s important to have equipment that accepts virtual payments, such as Apple Pay or Google Pay. When you partner with PaymentClub, you’ll be ready to accept virtually any payment type, as all our terminals are equipped to handle NFC and EMV payments.

Do I have to be PCI Compliant?

YES! Anyone who accepts credit card payments needs to comply with PCI-DSS rules.

Do I need a business license to obtain a merchant account?

You do not necessarily need to have a business license if you can provide a different acceptable documentation item that is required. These items vary depending upon the level of risk associated with your business.

Review Your Equipment Options

PaymentClub strives to match the right processing equipment with the specific needs of your business. From traditional countertop terminals to the most advanced mobile readers and point-of-sale devices, we’ll help you identify which option fits your business.

JOIN THE CLUB

Modern consumers join clubs that provide value to them and satisfy their everyday needs. People join clubs such as Costco, Razer Club,
and Amazon Prime for example. As a business owner, why not join a club that satisfies your payment needs?

Retail PaymentClub

Mobile PaymentClub

Online PaymentClub

Ready to Join The Club?

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